Top 13 Best Mountain Bikes Under 500 In 2021: July Update!

Searching for a new, high-quality mountain bike without breaking the bank? This ultimate buying guide might be what you’re after.

I spent hours researching the best mountain bikes under 500 on the market then spent days to weeks to test one-by-one. I analyzed their durability, speeds, ease of use, and more in an effort to help you find the most suitable option for your needs.

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What Are The Best Mountain Bikes Under 500 To Buy?

Following are the 13 best mountain bikes under 500, all of which offer an amazing performance on the roads. However, each one catered for specific needs and preferences, so you should know what you want clearly before making a decision.

If you are ready, take a look now!

“Aluminum and steel frame alternatives; 21-5” speed Shimano rear derailleur and Shimano twist shifters; All-terrain, wide knobby mountain tires; Alloy linear-pull brakes; Quick release saddle; SR suspension fork.”

“Tectonic T1 aluminum frame; 2×8 speed Shimano drivetrain; Exposure suspension fork; Mechanical disc brakes; Mongoose 21-speed shifters and derailleurs; Mongoose MTB saddle.”

“Shimano EZ Fire Plus Trigger & TY 300 rear indexed derailleur; Alloy linear pull brakes with machined alloy wheel rims; Padded saddle with quality side stitching; Alloy quick release binder.”

“Solid high carbon steel frame; front-rear disc brakes; 21-speed super-smooth shifting; All-terrain 3-spoke fashion rims; Front suspension.”

“Wide, knobby anti-slip wear resistant 26-inch wheels; alloy frame; 21-speed shifters and derailleurs; front and rear mechanical disc brakes; ergonomic handlebar.”

“Dual suspension; 21-speed derailleur and shifter; Lightweight and foldable carbon frame.”

“Foldable and portable; Dual suspension mountain bike; dual disc brakes; 26 inches 3-Spoke wheels; Comfortable seat and MTB pedal.”

“Supersized all-terrain knobby 26/4-inch tires; Steel-framed mountain bike; Adjustable threadless headset; 7-speed SHIMANO rear derailleurs; lightweight alloy rims.”

“Tektro Novela hydraulic Disc Brakes; Tectonic T2 Aluminum Rigid Frame; 146 mm rear hub spacing; Kraton lock-on grips; 29″ and 27. 5″ wheel and tire options.”

“Steel hardtail frame with 10-year limited warranty; Shimano TZ-31 rear derailleur and microshift twist shifter; Knobby 26″ X 1.95″ tires; Premium padded ATB saddle; ATB-type resin pedals on the 3-piece crank.”

“High carbon steel mountain bike; Dual suspension frame; 3 spoke Magnesium wheels; Front and Rear Disc Brakes and Quick Releases; 21 speed gears.”

“High quality steel mountain bike with dual disc brake; 21-speed shifting system; Aluminum multi spokes wheels.”

“Aluminum mountain frame; Double Disc-Brake; SHIMANO 21-speed Shifters; 24/26/27.5 inch wheels.”

“Dynamic design, trendy and young color, lightweight, an ideal gift for your children above 12.”

“Reasonable price, small frame, sturdy structure, easy to control with kickstand included. This bike from Mongoose is for your 9 to 12 kids.”

“Its large wheels with wide tires absorb almost riding shock and support you well when climbing hills.”

“Made of high-quality rust-resistant aluminum, wide tires maintain rolling momentum, this bike performs well on dirt trails.”

“Love challenging yourself with high-level tricks and wanna make all trails become your stage, this Mongoose bike can satisfy you.”

Best Mountain Bikes Under 500 Comparison Chart 2021

Before diving in the detailed reviews, take a quick look at the best mountain bikes under 500 comparison chart for an overview.

Best Mountain Bikes Under 500FrameSpeed
Schwinn High Timber Mountain Bike - Best OverallSteel/Aluminum21
Mongoose Switchback Mountain Bike - Best For WomenAluminum21
Royce Union RTT Mountain Bike - Best For BeginnersAluminum21
Max4out Mountain Bike - Best BudgetHigh Carbon Steel21
Outroad Mountain Bike - Best with GripsAlloy21
Eurobike EURG4 Mountain Bike - Best for the moneySteel21
Eurobike TSM G4 Mountain Bike - Best for MenN/A21
Mongoose Dolomite Mountain Bike - Best for Short RidersSteel/Aluminum7
Mongoose Tyax Mountain Bike - Best for Tall ManAluminumN/A
Huffy Hardtail Mountain Trail Bike - Best for Road UseSteel21
Quistrepon Shimanos Mountain BikeCarbon SteelN/A
Bikes HYX21 Multi Spoke Mountain Bike - Best for heavy ridersSteel21
Hiland Mountain Bike - Best for DownhillAluminumN/A
Merax 26" Mountain Bike - Best for Teenagers Aluminum 21
Mongoose Exlipse Mountain Bike - Best for Kids Steel 21
Mongoose Impasse Mountain Bike - Best for Hills Climbing Aluminum 21
Royce Union RMT Mountain Bike - Best for Dirt Trails Aluminum 21
Mongoose Maxim Mountain Bike - Best for Doing TricksAluminum 21

Top 13 Best Mountain Bikes Under 500 To Buy

Scroll down to read the detailed reviews of my top 13 best mountain bikes under 500:

Best Overall: Schwinn High Timber Mountain Bike

Schwinn High Timber Mountain Bike

Are you looking for an affordable mountain bike that fits your towering height? Look no further as the Schwinn High Timber is right here. It is the perfect MTB for tall bikers, but the quick release saddle makes it great for bikers of all height preferences.

This Schwinn bike offers you two frame options, including steel and aluminum. I recommend steel for a long-lasting and reliable service. Coupled with the SR suspension fork, the mountain bike surely rides smoothly and efficiently on and off-road.

Meanwhile, the Shimano 21-speed rear derailleur and twist shifters allow you to hit the road at high speed and change the gear with ease. You can quickly stop when needed using the responsive alloy linear-pull brakes.

What I love best about this bike is probably the effortless assembly. It arrives partly pre-assembled, and it takes you little time to install the remaining parts and get your bike ready for a ride.


  • Easy height adjustment with the quick release seat post
  • Steel and aluminum frame versions
  • 21-speed Shimano rear derailleurs for quick gear changing
  • Alloy crank provides steady gearing
  • All-terrain, wide knobby mountain tires
  • Easy and quick assembly


  • Plastic paddles

Product Specs

Weight 34.70 lbs
Dimensions 68 inches x 23 inches x 41 inches
Frame Steel/Aluminum
Wheel Size 24’’/26’’/27.5’’/29’’

Key Features

  • 21-5” speed Shimano rear derailleur
  • Shimano twist shifters
  • All-terrain, wide knobby mountain tires
  • SR suspension fork

To learn more about this mountain bikes, please watch this review video:

Watch video: Schwinn Men's High Timber Bicycle with 29 Wheels

Best For Women: Mongoose Switchback Mountain Bike

Mongoose Switchback Mountain Bike

Following is the Mongoose Switchback – the ideal mountain bike for female bikers. It offers ladies everything needed to have a comfortable trip on the trails.

First comes the Tectonic T1 aluminum frame, which is lightweight and gives riders full control over the bike. The mechanical disc brakes are responsive and offer quick stopping even if you cannot apply much force.

Brake with confidence now!

Second, it is the reliable 2×8 speed Shimano drivetrain that provides maximum comfort while ascending and descending the hill. Also, the Mongoose MTB saddle will keep you relaxed on long rides.

Besides, the Exposure suspension fork allows for steady gearing and smooth riding.

And like most Mongoose products, this model is equipped with 21-speed shifters and derailleurs for quick and precise gear changing.

I recommend this bike for every lady biker out there. Come on, and give it a try no matter where you are cruising.


  • Lightweight and portable mountain bike
  • Maximum comfort
  • Steady gearing and quick gear changing


  • No kickstand included

Product Specs

Weight 41.5 Pounds
Dimensions 53.25 x 30 x 8.5 inches
Frame Aluminum
Wheel Size 27.5 Inches

Key Features

  • Tectonic T1 aluminum frame
  • Shimano drivetrain
  • Exposure suspension fork
  • Mechanical disc brakes
  • 21-speed shifters and derailleurs

To learn more about this mountain bikes, please watch this review video:

Watch video: MTB hardtail first ride on Mongoose 27.5 Switchback at Parklands trails (Bli Bli, QLD)

Best For Beginners: Royce Union RTT Mountain Bike

Roye Union RTT Mountain Bike

Roye Union is a reputable brand in the bike manufacturing industry, so you can rest assured about the quality of its offerings. I recommend this Roye Union bike as a decent option in the price range.

The RTT features an aluminum frame for easy maneuvering on the trails since it is pretty lightweight. The frame is good to look at too, with silver and gloss overcoat.

21 speed levels are available, and you can enjoy the ultra smooth shifting thanks to the Shimano EZ Fire Plus Trigger & TY 300 rear indexed derailleur.

Some other pros that I love about the Roye Union RTT is the smooth stopping power, padded saddle, as well as the alloy quick release binder for hassle-free customization.

For quick assembly, all the required tools are included, except for the kickstand.

From these points, the Roye Union RTT is easily the best MTB under 500 for beginner riders.


  • Lightweight, durable aluminum frame
  • Pretty design with silver and gloss overcoat
  • Upright riding posture for less back and shoulder strain
  • Smooth stopping power


  • Not suitable for tall riders

Product Specs

Weight 38.25 Pounds
Dimensions 51.97 x 9.06 x 25.2 inches
Frame Aluminum
Wheel Size 24 inches

Key Features

  • Shimano EZ Fire Plus Trigger & TY 300 rear indexed derailleur
  • Alloy linear pull brakes
  • Machined alloy wheel rims
  • Padded saddle, with quality side stitching

Read more:

Best Under 300: Max4out Mountain Bike

Max4out Mountain Bike

The Max4out mountain bike is the perfect fit for your budget-minded entry-level riders. For under 300 bucks it is certainly a steal.

I am really impressed with the eye-catching unique spray design, which makes the bike the spotlight everywhere it rides. But more importantly, it offers an amazing performance on the roads.

The bike features 26-inch rims to allow riders to speed up with more ease, while the disc brakes and front suspensions ensure more safety on the bike trails. You will be confident to challenge more types of terrains when you own this model.

The best part is that: Max4out arrives pre-assembled (85%!) So it takes you as little as 15 minutes to get the assembly done and enjoy the fun of having a brand-new bike. You certainly cannot ask for more from such a dirt cheap bicycle.


  • Lightweight and solid frame
  • Unique and stylish spray design
  • Safe and quick acceleration
  • 85% comes pre-assembled


  • For entry-level riders only

Product Specs

Weight 37 lb
Dimensions N/A
Frame High Carbon Steel
Wheel Size 26 Inches

Key Features

  • High carbon steel frame
  • All-terrain mountain 26 Inches 3-spoke fashion rims
  • Front-rear disc brakes
  • 21-speed super-smooth shifting

Best with Grips: Outroad Mountain Bike

Outroad Mountain Bike

As you can see, the highlight of this Outroad MTB is the wide, knobby 26-inch wheels that enhance overall comfort and stability – two of the most important things with bicycle riders.

And as an incredibly stable bike, it is the favorite choice of several entry-level bikers out there.

There is more to expect from such a great mountain bike. Riders can benefit from its durable and stiff frame, which looks amazing while offering unrivalled comfort. The saddle along with the platform pedals are truly lifesavers on long rides.

The front and rear mechanical disc brakes are rare features to find on cheap mountain bikes, but the Outroad manufacturers manage to equip them in this model, and I highly appreciate that.

In sum, this Outroad mountain bike is pretty and reliable; few competitors can beat it in that price range.


  • Wide, knobby anti-slip wear resistant 26-inch wheels
  • Durable and stiff alloy frame
  • Less back and shoulder pain


  • Assembly needed

Product Specs

Weight 53 Pounds
Dimensions N/A
Frame Alloy
Wheel Size 27.5 Inches

Key Features

  • 27.5 inches fashion rims
  • Ergonomic handlebar
  • Front and rear mechanical disc brakes

Best for the Money: Eurobike EURG4 Mountain Bike

Eurobike EURG4 Mountain Bike

A dually rides better on rougher tracks and provides better traction when going up and downhill. That is why I recommend a dual suspension mountain bike from Eurobike for you now. It is cheap, robust, efficient, and comfortable to ride at the same time.

What more can you ask for?

Aside from the benefits I have mentioned above, the dual suspension also protects the bike and the riders against shock that you may encounter on bumpy roads.

Coupled with the lightweight steel frame and the 21-speed derailleur and shifter, you will surely enjoy your entire trip.

As an added perk, the bike is foldable. On reaching the destination, you can fold the bike to carry it along without hassles as well as save storage. Does it sound appealing enough? Those who live in narrow spaces will surely appreciate this feature.


  • Better grip and traction
  • Lightweight and foldable steel frame
  • Quick and precise gear changes


  • Hard seatpost

Product Specs

Weight 46.3 Pounds
Dimensions 52 x 28 x 8 inches
Frame Steel
Wheel Size 26 Inches

Key Features

  • Dual suspension
  • 21-speed derailleur and shifter

Best for Men: Eurobike TSM G4 Mountain Bike

Eurobike TSM G4 Mountain Bike

This Eurobike stands out from the crowd due to its portability. It is lightweight and foldable, which makes it hassle-free for you to carry it from place to place. The folding mechanism works smoothly and reliably.

The bike is a dually, which means you can benefit from all the advantages that dual suspension offers. It ensures a totally comfortable and relaxing riding experience, regardless of the terrains you want to conquer.

I love the comfortable seatpost and MTB pedal. The dual disc brakes that provide great stopping power are a plus point, too.

In sum, this is a great MTB to choose if you want to save some space in your house. Note that this Eurobike product is for riders who weigh under 200lbs only.


  • Foldable and portable to save space
  • Dual suspension mountain bike
  • Quick and reliable stops


  • Quite slippery handlebars

Product Specs

Weight N/A
Dimensions 54 x 29 x 7.9 inches
Frame N/A
Wheel Size 26 Inches

Key Features

  • Folding mechanism
  • 26 inches 3-Spoke wheels
  • Dual Disc brake

Best for Short Riders: Mongoose Dolomite Mountain Bike

Mongoose Dolomite Mountain Bike

With the 26/4 inch knobby tires, the Mongoose Dolomite fat tire mountain bike is your best companion on your trails, whether you are riding on smoothly paved roads or snowy hills.

To be more specific, the fat tires can absorb shock and deal with terrain obstacles efficiently. That is why there is virtually no limit to where you can ride the Dolomite.

Other features also join to offer a smooth ride on different trails. For example, the aluminum/steel frame is cleverly designed to cope with loose dirt, sand, snow well. Also, the dual disc brakes offer great control even in extreme conditions such as mud.

Not to mention the SHIMANO rear derailleur shifters, which allow you to ascend and descend safely even on harsh trails.

One more thing that impresses me is the 250-pound weight capacity. It means riders can load some more luggages without worrying too much.


  • Better traction and grip
  • Cleverly designed aluminum/steel frame
  • Responsive disc brakes
  • 250-pound weight capacity


  • A bit uncomfortable saddle

Product Specs

Weight 52 Pounds
Dimensions 68.00 x 23.00 x 41.00 Inches
Frame Steel/Aluminum
Wheel Size 26 Inches

Key Features

  • Supersized all-terrain knobby tires
  • Strong, lightweight alloy rims
  • Rear derailleur with seven speeds

To learn more about this mountain bikes, please watch this review video:

Watch video: Behold! The Mongoose Dolomite Fat Bike

Best for Tall Man: Mongoose Tyax Mountain Bike

Mongoose Tyax Mountain Bike

The best thing about Mongoose Tyax must be the excellent brakes. To be specific, the Tyax is equipped with hydraulic disc brakes for quick and efficient stops. Such a brake system makes you more confident when speeding or descending.

In addition, the Kraton lock-on grips also offer more comfort and safety on the road.

You will be surprised at how lightweight this MTB is. The manufacturer manages to reduce its weight while retaining its strength with a Tectonic T2 aluminum frame and 146mm rear hub spacing.

To add to the overall appeal, this hardtail mountain bike looks absolutely neat thanks to the internal cable routing. It makes an ideal choice if you are looking for something cute, affordable, and reliable at the same time.


  • Quick and responsive brake systems
  • Lightweight and strong frame
  • Neat internal cable routing


  • No kickstand included

Product Specs

Weight 52 Pounds
Dimensions 56.69 x 30.31 x 9.45 inches
Frame Aluminum
Wheel Size 27.5 Inches

Key Features

  • Hydraulic Disc Brakes
  • Tectonic T2 aluminum frame
  • 146 mm rear hub spacing
  • Kraton lock-on grips

To learn more about this mountain bikes, please watch this review video:

Watch video: Brand New 2020 Mongoose Tyax Comp, Build and Test Ride!

Best for Road Use: Huffy Hardtail Mountain Trail Bike

Huffy Hardtail Mountain Trail Bike

Does a hardtail mountain bike that falls under 200 bucks seem too good to be true? But it actually exists, and it is the Huffy Hardtail mountain trail bike.

This Huffy MTB manages to offer you a comfortable experience despite the low price. With the strong high-tensile hardtail frame, rest assured you can hit the rough trails in the most smooth and proficient way.

You are able to switch between 21 speed levels with the Shimano TZ-31 rear derailleur and microshift twisters. In addition, the knobby 26″/1.95″ tires are there to offer better traction on bumpy areas, not to mention the front and rear steel linear-pull brakes.

In other words, you can challenge any terrains with this hardtail bike without worrying about technical issues.

Particularly, I like the slight-rise handlebars since they reduce the pain in my back and shoulders after a long ride. You can totally customize the seatpost thanks to its ATB saddle with stitched sides.


  • Lightweight yet durable steel frame
  • Upright riding posture for less back pain
  • Quick and undelayed stops


  • Flat tires do not support too high jumps

Product Specs

Weight 42.7 pounds
Dimensions 55.51 x 9.06 x 27.17 inches
Frame Steel
Wheel Size 26 Inches

Key Features

  • Steel high-tensile hardtail frame
  • Shimano TZ-31 rear derailleur and microshift twist shifter
  • Premium padded ATB saddle
  • ATB-type resin pedals on the 3-piece crank.”
  • Front and rear steel linear-pull brakes

Quistrepon Shimanos Mountain Bike

Mountain Bike Shimanos Folding Bikes

This product comes from a lesser-known brand in the industry, but its performance will not let you down. You can expect an awesome experience from this full suspension mountain bike.

It features a high carbon steel frame with 21 speed gears, allowing you to switch through the gears for every terrain effortlessly.

The braking system is worth my compliment as well. The front and rear disc brakes work like a charm to keep you absolutely safe even in high speeds and sloppy terrains. That said, you will have more control over where and when to stop while riding.

Included in the package are free pedals and a comfortable seat. There are also assembly and debugging tools so that you can set up the bike in no time.


Durable high carbon steel frame

Smooth and safe stops

Improved efficiency with 6-spoke fashion rims


Too high crossbars

Product Specs

Weight 44 pounds
Dimensions 59 x 9.8 x (23-27.5) inches
Frame Carbon Steel
Wheel Size 26 Inches

Key Features

  • 3 spoke Magnesium wheels
  • Front and rear disc brakes and quick Releases
  • Shimanos TZ-30 F/derailleur and Shimanos TZ-50 R/derailleur
  • Tolan disc brake/MTB brake lever

Best for Heavy Riders: Bikes HYX21 Multi Spoke Mountain Bike

Bikes HYX21 Multi Spoke Mountain Bike

Next on the list is the HYX21 bike from Hybike. It delivers a reliable performance with high-quality steel frame and 21-speed shifting system. The suggested rider height ranges from 5’4” to 6’.

Both front and rear sides are designed with dual disc brakes so that you can brake more easily. There is a suspension fork at the front, which provides a more comfortable grip when you are riding downhill.

When the package arrives, you will need to set up the front wheel, pedals, handlebar, seat and air up the tires. It should not take longer than 20 minutes.


  • Lightweight and high-quality steel frame
  • Quick and precise gear changing
  • Easy braking


  • Not suitable for riders taller than 6’

Product Specs

Weight 38.58 Pounds
Dimensions N/A
Frame Steel
Wheel Size 27.5 Inches

Key Features

  • Dual disc brake
  • 21-speed shifting system
  • Aluminum multi spokes wheels

Best for Downhill: Hiland Mountain Bike Shimano

Hiland Mountain Bike Shimano

Although this Hiland mountain bike comes with few bells and whistles, it is still a decent mountain bike under 500 to look at.

It offers the same combination as most candidates on today’s list. To be specific, this MTB is equipped with an aluminum mountain frame, a powerful suspension fork, and 21-speed shifters to soak up all the shocks and give you fun and comfortable rides.

Regarding the wheel size, there are three options, including 24/26/27.5-inch wheels. Make sure you choose the one that fits your height. For example, the 26 inch version is suitable for a 5’2- 5’8 person, while the 27.5/19-inch frame is for 6’ or taller riders.

The bike will arrive partly assembled, and it is easy to set up the remaining parts. All the required assembly tools are included in the package.


  • Powerful suspension fork
  • Reliable and quick stops
  • Required assembly tools included


  • No notable features

Product Specs

Weight 40.79 Pounds
Dimensions 50.98 x 25.2 x 6.5 inches
Frame Aluminum
Wheel Size 24/26/27.5 inches

Key Features

  • Aluminum mountain frame
  • Double Disc-Brake
  • SHIMANO 21-speed Shifters

The Ultimate Guide To Choosing Best Mountains Bikes Under 500 In 2021

Frame Materials

The most important part to decide whether an MTB is durable and easy to ride or not is its frame material, so never sacrifice it regardless of your budget.

At $500 or less, there are three popular frame materials:

Carbon fiber: This is the costliest out of the cheapest but it’s well-worth because carbon offers the highest durability and lightness degree at the same time.

Aluminum: Its price range is in-between – not the cheapest yet the priciest. The biggest strength of aluminum frames is lightness and rust resistance. It’s also durable but not as high as carbon fiber. It can’t handle rough terrains either.

Steel: This is the cheapest option available for people who are really on a tight budget. It stands out from the competition for top-notch sustainability that can tackle well in rough terrains. However, it’s the heaviest.

Wheel Sizes

In general, there are three common options of MTB wheel sizes:

26” – not really ideal for mountain riding but it’s friendly for beginners because it delivers the most complete control

27.5” – the most popular and known for its decent nimbleness and ultra-fast acceleration, allowing you to attack corners more aggressively. For short riders, this is also the best option.

29” (also called 29-ers) – outstanding for its unparalleled traction to capably roll fast over uneven and rough surfaces. In other words, it’s more efficient than the rest. But take note of its heavier weight.

Disc Brakes & Drivetrain

Disc brakes

You probably had to suffer through cantilever brakes if looking for a cheap MTB in the past. But thanks to technology, it’s possible to find a disc brake mountain bike at under $500 now.

The difference you should take now is just the disc brake types, which there are two: hydraulic brakes and mechanical brakes.

The 1st type is commonly found in higher-end MTBs because it offers better modulation and stopping power. Unlike the mechanical brakes, it engages the brakes by using brake lines filled with fluid.

The mechanical disc brakes are more commonly found at the sub $500. They’re actuated through cables running from the lever to the calipers.


There are generally three types of MTB triple chainring setup – 24/34/42T.

For your information, these terms relate to the number of teeth in each ring. As a basic rule of thumb, the smaller the ring or the fewer the teeth, the less speed is made per pedal stroke.

But at the same time, small rings offer extra ease of pedaling, which is perfect for negotiating off-road terrain and climbing.

At a $500 price point or under, rear cassettes on MTBs usually feature ultra-large cogs up to 36T.

The biggest strength of these is extra ease of pedaling to hence deliver more doable steep climbing.


What is the best mountain bike under 500?

My suggestions are:

  • Huffy Hardtail Mountain Bike
  • Roadmaster – 26 Inches Granite Peak Men’s Mountain Bike
  • Schwinn High Timber Youth and Adult Mountain Bike

Is it cheaper to build or buy a mountain bike?

A custom-build mountain bike is usually costlier than a prebuilt one, not to say that it takes time and effort. In turn, the bicycle will be exactly what you want.

How much should I pay for a good mountain bike?

It depends on your needs and preference. If you aren’t interested in name brands or are just a regular mountain rider, spending $500 or under for an MTB isn’t bad at all.

On the contrary, I highly suggest choosing a full suspension at $2000 to $2700 while a hardtail mountain bike for no less than $1500.

What is the best entry-level mountain bike?

I recommend:

  •   Roadmaster – 26 Inches Granite Peak Men’s Mountain Bike
  •   Schwinn High Timber Youth and Adult Mountain Bike
  •   20″ Hyper Shocker Bike
  •   Huffy 26 Inch Women’s Trail Runner Mountain Bike